Scams are underhanded ways to rob you of your money. They make you think what’s being offered is too good to pass up. Although you might be telling yourself it will never happen to me, think again. The scams below are a few of the ever-changing themes of a con-artist.
Every time tragedy strikes as in the case of tsunamis, hurricanes, earthquakes, tornadoes, fires, train or airplane wrecks etc. you will find organizations asking for relief aid. Organizations like the Red Cross beg for money. Other situations accessed as tragedies can be countries that need medical aid or food & water. Crying out for help are organizations such as Feed The Children. Any kind of charity is a potential scam. Con people will set up bogus accounts online or have numbers you can call to arrange an exchange of money. Avoid charity scams by never donating to a charity you haven’t heard of.
IRS time finds some people hard at work pretending to be an IRS agent. A lot of people fear being audited though they never have or will be audited in their lifetime. This fear makes them easy prey for someone calling on the phone saying they are with the IRS and need information for the audit that they will now be conducting over the phone. Anything to get into your money accounts will be asked for. Credit Card and Bank Account numbers, your Social Security number and even the name of your bank will be first priority of this illegal IRS agent. Avoiding a scam of this nature is by remembering the IRS will mail you a letter informing you they will be performing an audit. Employees of the IRS show identification besides the IRS doesn’t do audits over the phone. They want documented paper proof for the claims listed on your income tax return unlike the fake IRS agent who asks ” and your account number is?”
Electric service companies can be used as a Con Artists tool. Since more and more electric companies are appearing out of thin air its hard to know if the company is legit. This type of scammer goes door to door asking to see your last electric bill stub so they can show you the savings you’ll get by switching to their company. There’s a lot of information they can get off a stub. For instance, your electric account number can be taken and the con artist can charge up a huge bill making you pay for your bill and theirs. They can get your phone number and call you with a plan to talk you out of your bank account number. If someone knocks on your door asking to see any stub whether its electric, gas, phone or satellite tell them “No and that your not interested in changing services.”
Some con artists come in store form. It may be a furniture store advertising “Everything must go. We are going out of business.” Prices are marked down, in the advertisement, incredibly low. You go to the sale and buy what seems to be a good deal only to find that the store remains open well after its supposed closing date with advertised prices valued the same as before. This is a con to get people into the store and trick them into believing they are getting a good deal when in fact they probably aren’t. Shop around and compare prices before going to a going out of business sale and if you haven’t heard of the store keep your guard up.
Modeling or talent agencies placing ads in newspapers or on television calling for people to make an appointment should be approached with caution. The agencies will see you during their one or two day stay in town. Only after filling your head with the possibility of stardom will they ask for inflated amounts of money to pay for headshots that their chosen photographer will be taking of you. After all, headshots must be sent to casting directors. The headshots may range from $1000 dollars on up. Don’t agree to pay excessive up-front money for pictures you can easily obtain at a cheaper price from a professional photographer.
Any email from another country seeking anyone who lives in the United States with a bank account should throw up warning flags. They claim you can make easy money by letting money they send you clear in your bank account before transferring it to another bank account overseas. You get to keep a portion of the money cleared and that’s why it’s supposed to be easy money. Not only could you get in trouble with the law, but also your bank account could get drained dry by the hopes of prosperity. Don’t reply to any email sent bearing any resemblance to the above mentioned.