The American Express Blue credit card is one incredible piece of plastic. It offers the consumer the latest innovations and some great benefits.
Some of these benefits include:
-A credit limit up to $100,000 for qualified individuals.
-No annual fee.
-No requirement to pay off your balance every month which gives you added financial flexibility.
-A 0% APR for the first 15 months on every purchase and this can include all balance transfers. If you have a few credit cards with high balances and even higher APR’s, you can take advantage of this introductory offer. After 15 months the APR goes to 3.99%, which is still a great deal.
-Automatic enrollment in American Expresses reward program. More on that in a minute.
-The option to participate in Blue Play, an online auction site. More on that later.
-The opportunity to buy discounted CD’s and music downloads through Blue Music.
-A free year-end report that provides card members a detailed summary of all transactions by category. This offers a tremendous help in record keeping for tax time, as well as budgeting too.
-The American Express Blue Card comes with a smart chip that is embedded inside the card. This Internet security chip gives both the card member and the merchant the most secure online shopping technology to prevent fraud.
Blue Points
Every American Express Blue card member is automatically eligible to earn points that can be used in the AMEX rewards program. You will earn one point for every dollar you spend on purchases using your card. Points can be used for entertainment, shopping, dining out and travel.
Some of the nice features of using Blue Points include no expiration date on the points. Also, there is no limit to the number of points you can accumulate.
American Express also has periodic opportunities available to card members throughout the year that provide for additional bonus points.
The American Express Blue Points reward program is simply one of the best programs available from any credit card company
Blue Pay
This is a benefit that card members can use to bid on prizes with their accumulated Blue Points. These prizes can be incredible, ranging from concert and sporting events to world movie premiers and other special events.
The company also offers many other discounted offers and promotions with its CoolBlueOffers.
There are literally hundreds of various credit card offers available to consumers today, but the American Express Blue Card has to be at the top of anyone’s list. If you’ve got good credit you owe it to yourself to get this credit card.
