Mr. Dale,
It is very apparent that you do not want to help me. I am not sure where your confusion comes from or why you are making such a simple task so difficult. The other thing that confuses me is with the current medical emergency my family is suffering in light of my mother’s stroke you still are not willing to help me get this loan into such a controlled environment as a deferment/forbearance.
In 2001 when I spoke with you about my bursar bill, you confused me then about how this account would be resolved. At that time I was not aware that this private institutional loan had not been consolidated with my other school loans. Now I am faced with you handling two accounts in my name.
Regarding the Oliver Reid Loan, I called ECSI at 1888 549-3274 and obtained the information you claim[ed] does not exist. From their website www.ecsi.net there are forms to request different types of deferments/forbearance. I have attached the web address where anyone can obtain an application for a deferment/forbearance as well as the web address to one of the on line forbearance forms. From our conversation you said you would send me a letter stating what you can do, which at this point I am still not sure what that is… When I spoke to an officer in the Financial Aid Office at Miami University as well as a person at ECSI, I was told you have the ability to take this loan out of collection so that I may send it into deferment/forbearance. Even if I have to make a payment it could be taken out of collection.
I have several institutions that have assisted me financially, given the situation with my mother. It saddens me to know that Miami University is the only one who consistently and continue to show me that you do not care and will not help resolve this matter.
I would still like for you to send me what you will do in writing so that we can both be on the same page and I will write you a letter and have it sent certified with the same requests I have made. Also, I would like you to take in to account the fact that a deferments do exist with the Oliver Reid loan and ECSI.
http://www.ecsi.net/bwr/forms/wforb.pdf
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What you have just read is a letter I wrote to the Senior Vice President of Finances for Miami University, Oxford, OH.
I have gotten to my whit’s end. Frustration does not even begin to define how I feel right now. I have posted this letter with hopes that if anyone reading have any advice for me… know where to go to get such a situation resolved… or anything. My head is ringing and my mom is slowly dying. Sure you may read this letter and think– don’t you have something more important to worry about? This is my attempt at keeping my brain busy with other tasks so that I may not loose it entirely over my mother’s health. To focus on something I think I can some how, some what control helps me keep it together. Sure this sounds crazy, but you try being me right now. There is absolutely nothing I can do for my mother besides give her a kiss and hold her hand from time to time. The first time this happened- stroke number one in Nov 2004, I almost lost my mind and she turned out much better than anyone expected. This time, looking at her knowing, seeing that she can’t talk, sit up or even open her eyes, brings tears to my eyes which I have been fighting this desire to cry.
So, the only thing I have is my future. I could be giving up right now. Wallow in my sadness… and boy do I want to, but I know that brings no satisfaction nor does it accomplish anything.
Focusing on my education, my future, my career… I’d rather be a work-aholic but gain something from it. Not like the average work-aholic in America who work their fingers to the bone to barely make rent– which is the category I fall under currently might I add. I want to obtain those things my mother could not, things I wanted to give her that I know now will not make a difference. I don’t know how much time my mother has left on this earth but I plan to work hard at trying to be able to obtain my piece of the ‘American Pie’ while she is alive even so that I can give her things that may make the rest of her time here a little more comfortable.
Any ideas as to where to start? What to do? Anybody? I’m running out of ideas here. I feel like I’ve walked through a fiery maze and still have not found out where my cheese has been moved to… I know that when I do find my cheese it will have melted, but still knowing it’s my cheese I can still have it in what ever form it’s in… Now look at me talking in crazy parodies… Maybe I should just stop writing and stare at the wall until it’s all over.
Sometimes I wish I could close my eyes to the world and I in turn disappear.
